About SA Benefit Services

SA Benefit Services executives have more than 60 years of collective stop loss and self-funding experience. We provide stop loss procuring, consulting, and policy services to self-funded groups throughout the United States. Meet our Executive Team!

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Stephanie Chtata, MHA, MBA

Founder and President

Stephanie Chtata is President of SA Benefit Services holding MBA and MHA degrees. Prior to founding SA Benefit Services in 2011, Stephanie was employed with TML IEBP in Austin Texas handling their stop loss insurance department. With over twenty five years’ experience in the health insurance and medical stop loss profession, on the broker, TPA, PBM, and claim administration side of the business, Stephanie’s attention to detail and extensive stop loss expertise provides clients the knowledge and options that best suit their particular self-funded plan needs.  Stephanie is known for providing very competitive stop loss options for self-funded entities due to her strong negotiating experience.

Adil Chtata

Co-Founder and COO

Adil Chtata is co-founder and COO at SA Benefit Services, holding a Business Management degree. Previously, Adil was employed in the oil and gas industry for over fifteen years. Adil brings Premium, Billing, Account Management, and operations experience to SA Benefit Services.

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Steven Illions

Executive Vice President

Steve Illions directs the sales efforts and marketing strategy of SA Benefit Services, providing medical stop-loss insurance for self-funded entities. Headquartered in San Antonio, Steve operates out of Dallas, Texas and is responsible for leading our business to business customer development efforts throughout the U.S.

Steve manages our Self-Funded group clients and Broker/Consultant, TPA, and vendor partnerships. Previously, Steve served as V.P. of Sales for HHC Group, Medical Stop Loss Regional Sales Specialist for Reliance Standard, and Regional Vice President for National Benefit Resources, a division of United Healthcare. He is a graduate of the University of Oklahoma.

Mackenzie Locke

Implementation and Proposals Manager

Mackenzie joined SA Benefit Services in June 2015 during her High School years.  She attends college where she majors in Business Administration. Her attention to detail and strong work ethic makes for a great addition to our team.  Having worked in our stop loss claims department and handled stop loss proposals she has gained extensive knowledge in stop loss insurance.

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Michael Goetz

Senior Consultant

Mike Goetz joined SA Benefit Services in October 2018 as a Senior Consultant. Mike attended Regis University in Denver, Colorado, where he majored in Business Administration. Prior experience includes Cigna, United Healthcare, TML IEBP and Arthur J Gallagher & Co.  Mike operates out of our Austin, Texas office where he leads our consulting team.  Mike brings over thirty years of experience with extensive knowledge in public sector stop loss and group benefits.


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