Stop Loss Insurance Brokers | Health Reinsurance | Health Insurance Stop Loss | SA Benefit Services

SA Benefit Services, LLC principals have more than 60 years of collaborative group benefit and stop loss experience. We provide stop loss services to third party administrators, consultants, brokers and direct with self-funded groups who have no broker of record. We use only A Rated stop loss carriers.

Stephanie Chtata, MHA, MBA


Stephanie Chtata is President of SA Benefit Services, LLC holding MBA and MHA degrees. Prior to founding SA Benefit Services, LLC in 2011, Stephanie was employed with TML IEBP in Austin Texas handling their stop loss insurance department. With over twenty five years’ experience in the health insurance and medical stop loss profession, on the broker, TPA, PBM, and claim administration side of the business, Stephanie’s attention to detail and extensive stop loss expertise provides clients the knowledge and options that best suit their particular self-funded plan needs.  Stephanie is known for providing very competitive stop loss options for self-funded entities due to her strong negotiating experience.

Adil Chtata

VP of Operations

Adil Chtata is co-founder and Vice President of Operations at SA Benefit Services, LLC holding a Business Management degree. Prior to co-founding SA Benefit Services, LLC in 2011, Adil was employed in the oil and gas industry for over fifteen years. Adil brings account management, marketing, sales, and operations experience to SA Benefit Services, LLC.

Steven Illions

VP of National Sales and Marketing

Steve Illions directs the sales efforts and marketing strategy of SA Benefit Services, providing medical stop-loss insurance for self-funded entities.  Headquartered in San Antonio, Steve operates out of our Dallas office, and is responsible for leading our business to business customer development efforts throughout the U.S.  Steve manages our partnerships with Broker/Consultants, TPA’s, Carriers, Direct Writers and MGU’s who are established with an A.M. Best financial rating of A or better, and are actively involved in Self Funding.  Previously, Steve served as V.P. of Sales for HHC Group, Medical Stop Loss Regional Sales Specialist for Reliance Standard, and Regional Vice President for National Benefit Resources, a division of United Healthcare . He is a graduate of the University of Oklahoma.

Michael Goetz


Mike Goetz joined SA Benefit Services, LLC in October 2018 as a Consultant. Mike attended Regis University in Denver, Colorado, where he majored in Business Administration. Prior experience includes Cigna, United Healthcare, TML IEBP and Arthur J Gallagher & Co.  Mike operates out of our Austin, Texas office where he leads our consulting team.  Mike brings over thirty years of experience with extensive knowledge in public sector stop loss and group benefits.